Savings Accounts
Compare Australian savings account rates, bonus conditions, and fees at a glance. Last updated: 19/09/2025
Rates can change without notice. Last verified: 19/09/2025 (AEST). Please confirm details on the bank’s official page.
The right savings account can help you grow an emergency fund, save for a holiday, or reach your first-home deposit sooner. We highlight the details that matter most so you can choose with confidence.
| Bank | Account | Max rate | Base rate | Bonus rules / notes | Verified | Action |
|---|---|---|---|---|---|---|
| Rabobank | High Interest Savings Account | 5% | 3.45% | 4 month introductory max rate on balances up to $250,000, then ongoing base rate. | 2025-09-19 | |
| ING | Savings Maximiser | 4.8% | 0.05% | Deposit $1,000+ monthly and make 5+ card purchases to earn bonus rate. | 2025-09-19 | |
| ubank | Save Account | 5% | 4.35% | Intro 5.00% p.a for 4 months then 4.35% bonus rate. Must grow your combined Save accounts balances to earn bonus interest. | 2025-09-19 | |
| Macquarie | Savings Account | 4.6% | 4.25% | Variable welcome max rate offer for 4 months on balances up to $250k then ongoing variable base rate on balances up to $2m | 2025-09-19 |
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Cash bonuses
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Mortgages & offsets
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Information is general in nature and may change without notice. Check rates, eligibility and fees on the bank’s website before applying.