Cash Bonuses
Compare bank sign-up cash offers and key conditions in one place. Last updated: 09/09/2025
Rates can change without notice. Last verified: 09/09/2025 (AEST). Please confirm details on the bank’s official page.
Cash offers can be a quick win, but conditions matter. Always check the required actions, timeframes, and any fees so the bonus is truly worth it. We outline the key terms to help you decide faster.
| Bank | Offer | Amount | Key conditions | Ends | Verified | Action |
|---|---|---|---|---|---|---|
| IMB Bank | Up to $4,000 refinance cashback | — | Check IMB site for eligibility and LVR requirements. | — | 2025-09-09 | |
| Greater Bank | Up to $3,000 cashback (refinance) | — | $2,500 for $250k–$499k or $3,000 for ≥$500k. Online application only; ≤80% LVR; excludes Greater Bank/Newcastle Permanent refinances. | — | 2025-09-09 | |
| Newcastle Permanent | Up to $3,000 cashback | — | Online refinance cashback with ≤80% LVR. Tiered $2,000–$3,000; check current conditions and dates. | — | 2025-09-09 | |
| ubank | $30 credit for you and your friend. | — | After 5 eligible card purchases within 30 days; see ubank page for full terms. | — | 2025-09-09 |
What to Check Before Chasing a Bonus
- Eligibility: New-to-bank status, residency, age, ID.
- Required actions: Minimum deposits, salary switch, card spend.
- Timeframes: How long conditions must be met and when the bonus pays.
- Fees & ongoing value: Ensure the account remains good value post-bonus.
- Tax considerations: Bonuses may be taxable; seek advice if unsure.
Who Might This Suit?
- Deal seekers: Comfortable meeting conditions to qualify for bonuses.
- New customers: Switching banks for better value and incentives.
- Active managers: Willing to track timelines and requirements.
FAQs
What is a bank sign-up cash bonus?
Banks sometimes offer cash incentives to new customers who meet conditions like depositing a minimum amount, switching salary, or keeping the account open for a set period.
What should I check before applying?
Eligibility, required actions, timelines, fees, and whether you’re considered a ‘new customer’. We summarise key terms so you can compare quickly.
Do cash bonuses affect tax?
Cash bonuses may be taxable. Consider your circumstances and seek advice if unsure.
Information is general in nature and may change without notice. Check eligibility, conditions and fees on the bank’s website before applying.