Westpac Altitude Qantas Black Review (2026)
Offer and details verified 17 May 2026
Rates can change without notice. Last verified: 17 May 2026 (AEST). Please confirm details on the bank’s official page.
Bonus Qantas Points
150,000
90k yr1 + 60k yr2
Annual fee
$295
$200 first year + $75 QFF
Min spend (yr1 bonus)
$6k
within 90 days
Current Offer
The Westpac Altitude Qantas Black earns Qantas Points directly — no conversion needed. The current offer launched on 1 May 2026 and splits 150,000 bonus points across two years, with the same $6,000 spend requirement applied each year.
| Milestone | Bonus points | Requirement |
|---|---|---|
| Year 1 bonus | 90,000 pts | Spend $6,000 within 90 days of approval |
| Year 2 bonus | 60,000 pts | Spend $6,000 within 90 days of card anniversary |
| Total | 150,000 pts | Over 2 years |
Fees
- First-year card fee: $200 (for eligible existing Westpac customers; otherwise $295)
- Ongoing card fee: $295/year
- Qantas Rewards Program fee: $75/year (additional, always applies)
- Interest-free days: Up to 45 days on purchases
Key Benefits
- Direct Qantas Points earning — no conversion required
- Complimentary travel insurance (international)
- Purchase security and extended warranty insurance
- Concierge service
- Up to 45 interest-free days on purchases
Pros and Cons
Pros
- ✓ 150,000 Qantas Points — strong two-year total
- ✓ Direct Qantas earning — no transfer conversion
- ✓ $200 first-year fee (reduced for eligible Westpac customers)
- ✓ $6k in 90 days is achievable for regular spenders
- ✓ Year 2 bonus is another $6k in 90 days of anniversary
Cons
- ✗ $75/year Qantas Rewards Program fee on top of card fee
- ✗ $6k must be spent within 90 days — tighter than some competitors
- ✗ Not available if you've held eligible Westpac Altitude/Earth in last 24 months
- ✗ First-year fee reduction may not apply to all applicants
How It Compares
- Westpac Altitude Black (Rewards): 200,000 Altitude Points, $295 fee, $12k in 12 months — flexible transfer partners
- Westpac Altitude Qantas Black: 150,000 Qantas Points, $295 fee, $6k in 90 days — direct Qantas earning
- ANZ Frequent Flyer Black: 130,000 Qantas Points + $200 back, $425 fee, $5k in 3 months
- Amex Qantas Ultimate: 50,000 Qantas Points, $450 fee, $5k in 3 months, expires 28 Jul 2026
FAQs
How do I earn the 150,000 bonus Qantas Points?
90,000 points when you spend $6,000 within 90 days of approval. A further 60,000 points in Year 2 when you spend $6,000 within 90 days of your card anniversary.
What is the annual fee?
$295 card fee ($200 in year 1 for eligible Westpac customers), plus $75/year Qantas Rewards Program fee.
Does this card earn Qantas Points directly?
Yes. The Altitude Qantas Black variant earns Qantas Points directly on eligible purchases, with no conversion required.
Information is general in nature and may change without notice. Offer details verified 17 May 2026. Confirm current offer, fees, and eligibility on Westpac's website before applying. This is not financial advice.